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View topic - How much do you pay for health/medical insurance? - The Insurance Forums
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How much do you pay for health/medical insurance?
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JPowell



Joined: 22 Jan 2010
Posts: 38
Location: PA

Posted: Mon Jan 25, 2010 4:19 am    Post subject: How much do you pay for health/medical insurance?  

I know that costs for insurance can vary greatly from one provider to another and depending on the amount of coverage as well as the number of people covered.

Regardless I thought I'd start a poll to see how much people are paying for insurance just to see where the ball falls for most of us.
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David



Joined: 12 Feb 2005
Posts: 14

Posted: Mon Jan 25, 2010 4:23 am    Post subject:  

We have to get insurance on our own because we are self employed. Right now we are paying $237/month with a $5000 deductible. Before that it was just over $500/month. Switching companies gave us almost the exact same coverage for half the amount. If we were to switch back in a few months we would get the new customer discount again. If you don't have a pre-existing condition, switching companies can save a bundle.
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JPowell



Joined: 22 Jan 2010
Posts: 38
Location: PA

Posted: Mon Jan 25, 2010 4:31 am    Post subject:  

David wrote: We have to get insurance on our own because we are self employed. Right now we are paying $237/month with a $5000 deductible. Before that it was just over $500/month. Switching companies gave us almost the exact same coverage for half the amount. If we were to switch back in a few months we would get the new customer discount again. If you don't have a pre-existing condition, switching companies can save a bundle.

Holy cow, that sounds painful but I guess I'm going to have to start coughing the money up sometime soon. That's a pretty sizable amount of cash though, even at your lower rate.
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David



Joined: 12 Feb 2005
Posts: 14

Posted: Mon Jan 25, 2010 4:35 am    Post subject:  

JPowell wrote: David wrote: We have to get insurance on our own because we are self employed. Right now we are paying $237/month with a $5000 deductible. Before that it was just over $500/month. Switching companies gave us almost the exact same coverage for half the amount. If we were to switch back in a few months we would get the new customer discount again. If you don't have a pre-existing condition, switching companies can save a bundle.

Holy cow, that sounds painful but I guess I'm going to have to start coughing the money up sometime soon. That's a pretty sizable amount of cash though, even at your lower rate.

That is for both my wife and I (in case I wasn't clear on that).
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